Author Archives: Jay Butchko

Mistakes When Filing a Claim with Your Insurance Company
You carry insurance to protect your interests against unpredictable, unforeseeable incidents, knowing that you could suffer significant losses without having a safety net in place. There are also legal requirements to procure insurance in many situations. Maryland auto insurance laws require motorists to have at least $30,000 in coverage for bodily injury and $60,000… Read More »

Who Has Authority to File a Wrongful Death Case in Maryland?
It is always devastating to lose a loved one unexpectedly, but the circumstances are even more tragic when the victim was killed in an accident that was someone else’s fault. Motor vehicle crashes, slip and falls, medical malpractice, and many other accidents happen because of negligence. You might be aware that victims have rights… Read More »

Trucking Company and Employer Liability for Maryland Truck Accidents
Truck accidents make up just a small percentage of the total number of traffic crashes in Maryland, but they are devastating in terms of the injuries and destruction they cause. According to the Federal Motor Carrier Safety Administration (FMCSA), there are 4,180 collisions involving 18-wheelers, semis, tractor-trailers, and other big rigs every year statewide…. Read More »

Common Causes of Catastrophic Injuries in Maryland
There are injuries that are minor, moderate, or severe, but when you use a term like catastrophic to describe them, you can be sure that the trauma is life-changing. Catastrophic injuries include those that result in fatalities, permanent functional disability, or temporary trauma to major body systems. Examples are traumatic brain injury (TBI), damage… Read More »

Who is Liable for a Slip and Fall Accident in Maryland?
You might think of a slip and fall as involving minor injuries with minimal effects on your life, but data on these accidents proves otherwise. Around 1 in 5 accidental deaths in the US is the result of falls, and almost 8.6 million people visit the ER every year for these incidents according to… Read More »

Limitations on Maryland Car Accident Claims
Even when you practice safety precautions behind the wheel and drive defensively, statistics on car accidents reveal that other motorists are not quite so careful. According to the Maryland Department of Transportation (MD DOT), there are more than 115,500 total motor vehicle crashes across the state every year. Around 42,100 of these collisions occur… Read More »

Top 5 Most Dangerous Types of Distracted Driving
You probably encounter distracted drivers on the road regularly, but it is still shocking to learn the number of people who cause accidents by engaging in risky activities. According to the Maryland Department of Transportation (DOT), there are more than 55,000 collisions every year that are classified as distracted driver involved. These accidents cause… Read More »

Common Accidents That Cause Traumatic Brain Injury
From a medical perspective, a traumatic brain injury (TBI) is caused by any trauma to the brain that impacts its normal functioning. Officials at the US Centers for Disease Control and Prevention (CDC) explain that a bump or blow to the head could cause the brain to shift inside the skull, striking against the… Read More »

Evidence to Collect at the Scene After a Maryland Car Accident
Car accidents are a problem throughout the US, and they are unfortunately more likely to occur in urban areas where the traffic and congestion create challenges. According to the Maryland Department of Transportation (MD DOT), there are 115,555 motor vehicle crashes that occur statewide every year. More than 42,000, around 36 percent, occur in… Read More »

How Serious are Herniated and Bulging Discs?
Your spine is the message center of the body, transmitting information from the brain to the muscles and bodily systems. The vertebrae of the spine also provide structure, support, and flexibility, enabling you to move and walk. This is why a violent impact to the spine can cause serious medical concerns, including a condition… Read More »